Lutfi, Ramlan (2021) ANALISIS HUKUM PERJANJIAN KREDIT PEMINJAMAN MODAL USAHA PADA MASA PANDEMI COVID-19 BERDASARKAN PERATURAN OJK NOMOR 58/POJK.05/2020 TENTANG KEBIJAKAN COUNTERCYCLICAL DAMPAK PENYEBARAN CORONA VIRUS DISEASE 2019 BAGI LEMBAGA JASA KEUANGAN NON BANK DI TEGALBULEUD KABUPATEN SUKABUMI. Skripsi thesis, Universitas Muhammadiyah Sukabumi.

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Abstract

Coronavirus disease pandemic has an impact on all aspects of life, especially on the economic sector, the Financial Services Authority issued financial services authority regulation number 58 / POJK.05 / 2020 Countercyclical Policy to help debtors who have difficulty in fulfilling their installment obligations in credit agreements. Similarly, the conditions experienced today in Sukabumi, especially Tegalbuleud sub-district, in 2017 one of the nonbank institutions of PT. The National Committee of Madani was criticized by Tegalbuleud, providing loan funds to the community, initially there was no problem with the agreement that had been agreed. But because of the Covid 19 pandemic debtors who mostly work as farmers want to ask for waivers or installment delays to the non-bank institution. This is in accordance with POJK number 58/POJK.05/2020., initially there were no problems with the agreement that had been agreed, but since the beginning of 2020 this pandemic outbreak hit. The nonbank financial institution does not implement the rules issued by OJK Number 58/POJK.05/2020 regarding Countercyclical Policy. This legal research uses the method of Normative Juridical approach, which is a problem approach by studying and reviewing a prevailing and competent law to be used as a basis in implementing problem solving after using qualitative methods. The research specifications are descriptively analytical, namely research whose nature and purpose provide or describe arrangements about the implementation of agreements and contract systems made under the influence of the covid-19 outbreak. Seeing the increasingly concerning economic conditions caused by the coronavirus disease pandemic 2019, the government has tried various ways to overcome the problems that are being experienced today, especially in the economic sector of the community in the installment field, One of them has been explained above about the policy that has been issued.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Credit Agreement, Covid-19 Pandemic, Counterclyclical Policy
Subjects:	K Law > K Law (General)
Divisions:	Fakultas Hukum > Ilmu Hukum
Depositing User:	Perpus ID UMMI
Date Deposited:	24 Mar 2022 08:00
Last Modified:	24 Mar 2022 08:00
URI:	http://eprints.ummi.ac.id/id/eprint/2265

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