ANALYSIS OF NET INTEREST MARGIN (NIM) AND RETURN ON ASSETS (ROA)

Wardhani Putri, Ajeng Ayu and Norisanti, Nor and Z, Faizal Mulia (2021) ANALYSIS OF NET INTEREST MARGIN (NIM) AND RETURN ON ASSETS (ROA). Almana : Jurnal Manajemen dan Bisnis, 5 (2). pp. 222-227. ISSN 2655-8327

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Abstract

In 2018 the banking sector experienced a very fast expansion resulting in a decrease in the Capital Adequacy Ratio (CAR) at the level of 22.01% compared to 2017, namely 22.75%. Growth in risk-weighted assets (RWA) was the cause of the decline in the value of the Capital Adequacy Ratio (CAR) which can be influenced by aspects of financial performance, one of which is the profitability aspect of Net Interest Margin (NIM) and Return On Assets (ROA). This study aims to determine the effect of Net Interest Margin (NIM), Return On Assets (ROA) on the Capital Adequacy Ratio (CAR) in 31 private banks listed on the Indonesia Stock Exchange (IDX). The method used is multiple linear regression analysis using IBM SPSS 24. Based on the results of the study showed a significant influence between Net Interest Margin (NIM), Return On Assets (ROA) on the Capital Adequacy Ratio (CAR) together (simultaneously).

Item Type: Article
Uncontrolled Keywords: CAR, NIM, ROA
Subjects: H Social Sciences > HB Economic Theory
Divisions: Fakultas Ilmu Administrasi dan Humaniora > Administrasi Bisnis
Depositing User: Perpus ID UMMI
Date Deposited: 12 Oct 2022 02:42
Last Modified: 12 Oct 2022 02:42
URI: http://eprints.ummi.ac.id/id/eprint/2747

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