Putri, Rahita Rosdiana (2020) ANALISIS PROSEDUR DAN KEBIJAKAN KREDIT UNTUK MEMPERKECIL RESIKO KERUGIAN PIUTANG TAK TERTAGIH PADA PT. FEDERAL INTERNATIONAL FINANCE (FIF) CABANG SUKABUMI. Skripsi thesis, Universitas Muhammadiyah Sukabumi.

	Text COVER.pdf Download (172kB)
	Text LEMBAR PENGESAHAN PEMBIMBING.pdf Download (710kB)
	Text LEMBAR PERNYATAAN BEBAS PLAGIAT.pdf Download (572kB)
	Text BAB I.pdf Download (394kB)
	Text BAB II.pdf Restricted to Repository staff only Download (545kB) | Request a copy
	Text BAB III.pdf Restricted to Repository staff only Download (360kB) | Request a copy
	Text BAB IV.pdf Restricted to Repository staff only Download (667kB) | Request a copy
	Text BAB V.pdf Download (160kB)

Abstract

Rahita Rosdiana Putri (1630621011) Muhammadiyah University, Sukabumi. Credit Procedure and Policy Analysis to Minimize the Risk of Bad Debt Losses at PT. Federal International Finance (FIF) Sukabumi Branch (Supervisor Gatot Wahyu Nugroho, M.Ak. CA and Tina Kartini, S.E., M.Sc. Sy, S.A.S) PT. Federal International Finance (FIF) Sukabumi Branch. The purpose of this study was to determine the credit procedures and policies carried out by PT. Federal International Finance (FIF) Sukabumi Branch. The methodology used in this research is descriptive analysis with a qualitative approach. The data used in this study are primary and secondary data and data collected through observation, interviews and documentation, and literature study data analysis methodology used is analysis before the field and analysis during and after the field by means of data reduction, data display (data presentation ) as well as drawing conclusions and verification. The results of this study indicate that the procedures and credit policies carried out by PT. Federal International Finance (FIF) Sukabumi Branch is in accordance with procedures and policies set by the company. In analyzing the feasibility of granting credit to consumers, in addition to using the 5C analysis the company also uses five feasibility parameters in analyzing whether or not a prospective debtor is financed by his credit, this proves that the company has conducted a credit approval process in accordance with procedures established by the company. The division of tasks and the proper separation of functions is the company's internal control which is one way to minimize the risk of uncollectible accounts. At PT. FIF Sukabumi Branch, there are still job distribution systems in several operational areas that are less balanced. Credit approval procedures must be strictly carried out because they can affect the risk of loss on uncollectible receivables. If the procedure is not carried out effectively, we can be sure there will be an increase in the number of bad loans in the company.

Item Type:	Thesis (Skripsi)
Uncontrolled Keywords:	Procedure, Credit Policy, Uncollectible Receivables.
Subjects:	H Social Sciences > HB Economic Theory H Social Sciences > HF Commerce > HF5601 Accounting
Divisions:	Fakultas Ekonomi > Akuntansi
Depositing User:	Perpus ID UMMI
Date Deposited:	12 Jan 2022 04:06
Last Modified:	12 Jan 2022 04:06
URI:	http://eprints.ummi.ac.id/id/eprint/2031

Actions (login required)

View Item